Universal Expansion Group, Inc. was formed with the realization that the prosperity of the human race should be in constant expansion due to the ever-increasing efficiencies of production and a constantly growing pool of consumers. The economy of this planet should produce a surplus in a marketplace ruled by the law of Supply and Demand. The mainstream economy of this planet, when denominated in fiat currency, is guaranteed to make life more complicated for the masses.

Usury is a crime against humanity according to the majority of this world’s religious doctrine. Usury is defined as a debt that cannot be repaid, yet the majority of the world’s commerce today is conducted with usurious fiat currency. If a bank issues a total of $100 dollars, and demands $110 back, it is creating debt slavery through Usury.

Suppose 10 individuals each borrowed $10 from, and each owed $11 in return (10% per annum), to the banker. The banker will be happy to just take the interest, as logic dictates that they could not all pay back $11 on the same day, as those extra dollars were never circulated to begin with. Of course, at various points on the market cycle some participants will have $9, or less, and others $11, or more. After the first year of this scenario, assuming that everyone has returned $1 to the banker, you are looking at a game of musical chairs. 10 participants are now running, pushing, and shoving, for a seat at one of the 9 remaining chairs. Every man for himself! Every year, the winners pat themselves on the back for winning, while the losers line up to borrow more cash, at worse rates. The banker sits back, prints “legal tender”, and skims the profits from the actual goods and services providers of the market. Today, they don’t even have to print these negotiable debt instruments, as most of the debt that they create is “000,000”s tapped out on their keyboards.

The real tragedy is that the banker’s dollars are nothing more than paper and ink, plastic, or zeroes in the ether. The value assigned to a faith-based currency is theoretical at best. From the perspective of the participants in the marketplace, the role of the dollars was to facilitate 3party record keeping by the banker so that the marketplace could function more efficiently than it would if every transaction was to be traded directly, and therefore subject to the double-coincidence of needs that hindered the earliest forms of basic commerce.