Employee benefits represent a major cash cost for most businesses, and are rapidly becoming unaffordable for many small businesses. Barter represents an opportunity to cut costs and generate cash income for savvy business owners.

It doesn’t matter whether the company has many employees, or just a few. There are dental plans, vision plans, chiropractic physicians, health spas, day care, and other employee benefits that are available for Trade Dollars.

Providing employees with better benefits purchased on trade can help small businesses attract and keep skilled employees. Another approach is to make benefits available to employees at reduced cost. For example, an employer might pay for day care at a local center on trade, then offer the service to employees at half price as a payroll deduction.

The employee receives a significant saving on a valuable fringe benefit. The employer reduces its payroll cost, and the expense provides a tax deduction.

Another example benefit is a dentist or optometrist. In these cases, employers can send an employee to a Collective Currency member dentist, then submit the bill to their insurance company for reimbursement in cash.